:root{--primary:#1F4E79;--accent:#F28C28;--dark:#2E2E2E;--bg:#F5F5F5;--white:#fff;--border:#d9e0e7}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--dark);background:#fff;line-height:1.6}
img{max-width:100%;display:block;border-radius:18px}a{color:var(--primary);text-decoration:none}.wrap{width:min(1120px,92%);margin:0 auto}
.site-header{position:sticky;top:0;background:#fff;border-bottom:1px solid var(--border);z-index:100}.topbar{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:1rem 0}.logo{font-weight:700;color:var(--dark);font-size:1.05rem}
nav{display:flex;flex-wrap:wrap;gap:.8rem;align-items:center}nav a{font-size:.95rem}.nav-cta,.btn{display:inline-block;border-radius:999px;padding:.85rem 1.2rem;font-weight:700}
.nav-cta,.btn-primary{background:var(--accent);color:#111}.btn-secondary{background:var(--primary);color:#fff}.hero{background:linear-gradient(180deg,var(--bg),#fff);padding:3.5rem 0 2rem}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:2rem;align-items:center}
.eyebrow{font-size:.85rem;letter-spacing:.08em;text-transform:uppercase;color:var(--primary);font-weight:700}.lead{font-size:1.15rem;max-width:60ch}.cta-row{display:flex;gap:1rem;flex-wrap:wrap;margin-top:1.2rem}
h1{font-size:clamp(2rem,4vw,3.4rem);line-height:1.05;margin:.2rem 0 1rem}h2{font-size:clamp(1.5rem,2.2vw,2.1rem);margin:0 0 .8rem}h3{margin:.2rem 0 .6rem;font-size:1.15rem}
.content-section,.alt-section,.service-grid,.cta-banner,.stats,.faq-section{padding:3rem 0}.alt-section{background:var(--bg)}p{margin:.2rem 0 1rem}
.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}.card{background:#fff;border:1px solid var(--border);padding:1.2rem;border-radius:22px;box-shadow:0 8px 24px rgba(0,0,0,.04)}
.checklist{display:grid;grid-template-columns:repeat(2,1fr);gap:.7rem 1rem;padding-left:1.2rem}.checklist li{padding-left:.2rem}
.link-list,.footer-links{display:flex;flex-wrap:wrap;gap:.7rem}.link-list a,.footer-links a{background:var(--bg);padding:.65rem .9rem;border-radius:999px}
.service-grid .card a{font-weight:700}.cta-banner{background:var(--primary);color:#fff}.cta-banner .btn-secondary{background:#fff;color:var(--primary)}.cta-banner .wrap{display:flex;justify-content:space-between;gap:1.2rem;align-items:center}
.site-footer{background:var(--dark);color:#fff;padding:3rem 0 6rem}.site-footer a{color:#fff}.footer-grid{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:1.5rem}
.faq details{background:#fff;border:1px solid var(--border);border-radius:18px;padding:1rem 1.1rem;margin-bottom:.8rem}.faq summary{font-weight:700;cursor:pointer}
.sticky-cta{position:fixed;left:0;right:0;bottom:0;background:#111;padding:.7rem;display:flex;gap:.7rem;justify-content:center;box-shadow:0 -10px 24px rgba(0,0,0,.2)}.sticky-cta a{background:var(--accent);color:#111;padding:.9rem 1.2rem;border-radius:999px;font-weight:700}
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem}.stat{background:#fff;border:1px solid var(--border);padding:1rem;border-radius:18px;text-align:center}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:1.5rem;align-items:start}
@media (max-width:900px){.hero-grid,.footer-grid,.two-col,.stats-grid,.card-grid{grid-template-columns:1fr}.checklist{grid-template-columns:1fr}nav{display:none}.site-header{position:static}}

.logo{display:flex;align-items:center;gap:.7rem;line-height:1.1}
.logo img{height:64px;width:auto;display:block}
.logo-text{display:flex;flex-direction:column}
.logo-name{font-weight:800;font-size:1rem;color:var(--dark)}
.logo-tag{font-size:.72rem;letter-spacing:.04em;color:var(--primary);text-transform:uppercase}
@media (max-width: 900px){
  .topbar{flex-direction:column;align-items:flex-start}
  .logo img{height:54px}
}

/* V4 rebuild visibility improvements */
.logo{display:flex;align-items:center;gap:.85rem}
.logo img{max-height:64px;width:auto;border-radius:0}
.logo-text{display:flex;flex-direction:column;line-height:1.2}
.logo-name{font-size:1.05rem;font-weight:800}
.logo-tag{font-size:.8rem;color:#4a5968}
.section-head{margin-bottom:1.25rem}
.alt-bg{background:#f7f9fb}
.card-grid{display:grid;gap:1rem}
.card-grid.two{grid-template-columns:repeat(2,minmax(0,1fr))}
.card-grid.three{grid-template-columns:repeat(3,minmax(0,1fr))}
.card-grid.four{grid-template-columns:repeat(4,minmax(0,1fr))}
.card{background:#fff;border:1px solid var(--border);border-radius:18px;padding:1.15rem;box-shadow:0 8px 24px rgba(31,78,121,.06)}
.chip-grid{display:flex;flex-wrap:wrap;gap:.75rem}
.chip{display:inline-flex;align-items:center;justify-content:center;padding:.85rem 1rem;border-radius:999px;background:#eef3f8;border:1px solid var(--border);color:var(--dark);font-weight:700}
.site-footer{background:#2d2f33;color:#fff;padding:3rem 0 5.5rem}
.footer-grid-5{display:grid;grid-template-columns:1.35fr 1fr 1fr 1fr 1fr;gap:1.5rem;align-items:start}
.site-footer h2{font-size:1.15rem;margin:0 0 .9rem;color:#fff}
.site-footer p,.site-footer a{color:#fff}
.footer-list-links{display:flex;flex-direction:column;gap:.55rem}
.footer-list-links a{background:transparent;padding:0;border-radius:0;opacity:.92}
.footer-list-links a:hover,.site-footer a:hover{opacity:1;text-decoration:underline}
.inner-hero{padding-top:2.6rem}
@media (max-width: 980px){
  .footer-grid-5,.card-grid.three,.card-grid.four{grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media (max-width: 760px){
  .topbar,.hero-grid,.footer-grid-5,.card-grid.two,.card-grid.three,.card-grid.four{grid-template-columns:1fr;display:grid}
  nav{gap:.55rem}
  .logo{align-items:flex-start}
  .logo-text{display:none}
}


/* V5 header + estimate policy updates */
.logo img{max-height:72px;width:auto}
.header-cta-group{display:flex;gap:.5rem;align-items:center;flex-wrap:wrap}
.nav-call{background:var(--accent);color:#111}
.nav-text{background:var(--primary);color:#fff}
.estimate-note{margin-top:1rem;padding:1rem 1.1rem;border-left:4px solid var(--accent);background:#fff7ee;color:var(--dark);border-radius:12px;font-weight:600;box-shadow:0 8px 24px rgba(0,0,0,.04)}
@media (max-width: 900px){
  .header-cta-group{width:100%}
  .header-cta-group .nav-cta{flex:1 1 auto;text-align:center}
}

/* V6 mega menu */
.logo{display:flex;align-items:center;gap:.8rem}
.logo img{max-height:72px;width:auto;border-radius:0}
.logo-text{display:flex;flex-direction:column;line-height:1.1}
.logo-name{font-size:1rem;font-weight:700}
.logo-tag{font-size:.8rem;color:#58616d}
.main-nav.mega-nav{position:relative;display:flex;flex-wrap:wrap;gap:.75rem;align-items:center;justify-content:flex-end}
.main-nav .nav-link{display:inline-flex;align-items:center;padding:.6rem .2rem;font-weight:700;color:var(--dark)}
.nav-item{position:relative}
.has-mega .nav-link::after{content:" ▾";font-size:.82em;color:#6e7781}
.mega-menu{position:absolute;left:50%;top:100%;transform:translateX(-50%);width:min(1180px,96vw);background:#fff;border:1px solid var(--border);border-radius:24px;box-shadow:0 24px 60px rgba(0,0,0,.12);padding:1.1rem;display:none;z-index:200}
.has-mega:hover .mega-menu,.has-mega:focus-within .mega-menu{display:block}
.mega-menu-inner{display:grid;grid-template-columns:1.15fr repeat(5,1fr);gap:1rem;align-items:start}
.mega-col h3{font-size:.98rem;margin:0 0 .55rem;color:var(--primary)}
.mega-col ul{list-style:none;padding:0;margin:0;display:grid;gap:.45rem}
.mega-col li a{display:block;padding:.15rem 0;color:var(--dark);font-size:.93rem}
.mega-col li a:hover,.mega-col li a:focus{color:var(--primary)}
.mega-intro{background:var(--bg);border-radius:18px;padding:1rem}
.mega-label{display:inline-block;font-size:.75rem;letter-spacing:.08em;text-transform:uppercase;color:var(--primary);font-weight:700;margin-bottom:.5rem}
.mega-hub-link{display:inline-block;font-size:1.2rem;font-weight:700;color:var(--dark);margin-bottom:.5rem}
.mega-intro p{margin:0;color:#4c5662;font-size:.94rem}
.header-cta-group{display:flex;gap:.55rem;align-items:center;margin-left:.25rem}
.footer-grid-5{grid-template-columns:1.25fr 1fr 1fr 1fr 1fr}
.footer-list-links{display:grid;gap:.45rem}
.footer-list-links a{background:transparent;padding:0;border-radius:0}
@media (max-width:1100px){
  .topbar{align-items:flex-start}
  .main-nav.mega-nav{justify-content:flex-start}
  .mega-menu{position:static;transform:none;width:100%;box-shadow:none;border-radius:18px;margin-top:.35rem}
  .has-mega:hover .mega-menu,.has-mega:focus-within .mega-menu{display:block}
  .mega-menu-inner{grid-template-columns:repeat(2,1fr)}
  .mega-intro{grid-column:1/-1}
}
@media (max-width:860px){
  .hero-grid,.card-grid,.footer-grid,.footer-grid-5,.stats-grid{grid-template-columns:1fr}
  .topbar,.main-nav.mega-nav{flex-direction:column;align-items:flex-start}
  .main-nav.mega-nav{width:100%}
  .nav-item,.nav-link,.header-cta-group{width:100%}
  .main-nav .nav-link{padding:.4rem 0}
  .header-cta-group{margin-left:0;justify-content:flex-start;flex-wrap:wrap}
  .mega-menu{display:block;position:static;transform:none;width:100%;border:1px solid var(--border);box-shadow:none;padding:.9rem;margin:.15rem 0 .55rem}
  .mega-menu-inner{grid-template-columns:1fr}
  .logo-tag{display:none}
}